RightTrack

Financial Literacy Seminars Series

The goal of our Financial Literacy Awareness Seminars is to offer a variety of courses and materials to individual consumers, groups and the community at large, in order to provide information that will assist in resolving a myriad of financial issues and take steps forward to ensure financial independence.

Upcoming Seminars

The following is a list of upcoming seminars with time and locations:

7/1/2009
Center for Independent Living Options
Gulfstream Goodwill Industries
1715 Tiffany Drive East
West Palm Beach, FL 33407 Map
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 11:00 – 12:00 pm
Topic: FDIC – Money Matters – Budgeting

7/1/2009
PBCC Upward Bound at Northwood University
2600 N. Military Trail
West Palm Beach, FL 33409 Map
Phone: 561-868-3070
Contact:  Roselle Ceasar
Time:  1:00 – 2:00 pm
Topic:  Borrowing Basics

7/7/2009
Florida Women’s Business Center
401 W. Atlantic Avenue, Suite 09
Delray Beach, FL 33444 Map
Phone: 561-265-3790 ext 111
Contact:  Jennifer Brin Kovach
Time:  6:00 – 7:30 pm
Topic:  Resolving Debt & Rebuilding Credit

7/8/2009
Center for Independent Living Options
Gulfstream Goodwill Industries
1715 Tiffany Drive East
West Palm Beach, FL 33407 Map
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 11:00 – 12:00 pm
Topic: FDIC – Money Matters – Budgeting

7/8/2009
PBCC Upward Bound at Northwood University
2600 N. Military Trail
West Palm Beach, FL 33409 Map
Phone: 561-868-3070
Contact:  Roselle Ceasar
Time:  1:00 – 2:00 pm
Topic:  Charge It Right

7/10/09
Urban Youth Impact
2823 North Australian Avenue
West Palm Beach, FL 33407 Map
Phone: 561-832-9220
Contact: John O’Hara
Time: 10:00 – 11:30 am
Topic: Check it Out & Pay Yourself First – For Young Adults

7/11/2009
CCMS First Time Home Buyers Workshop/
Lake Worth Community Development Corporation
Osborne Community Center
1699 Wingfield Street
Lake Worth, FL 33460Map
Phone:     561-454-5639
Contact:  Kathy Kiley
Time:       9:00 am – 3:00 pm

7/15/2009
Center for Independent Living Options
Gulfstream Goodwill Industries
1715 Tiffany Drive East
West Palm Beach, FL 33407Map
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 11:00 – 12:00 pm
Topic: FDIC – Money Matters – Budgeting

7/15/2009
Life Improvement for Tomorrow, Inc.
200 NW 14th Street (Florence Fuller Child Development Center)
Boca Raton, FL 33432 Map
Phone: 877-868-7026
Contact: Mike Williams
Time: 6:00 – 9:00 pm
Topic: First Time Home Buyer Seminar

7/17/09
Urban Youth Impact
2823 North Australian Avenue
West Palm Beach, FL 33407 Map
Phone: 561-832-9220
Contact: John O’Hara
Time: 10:00 – 11:30 am
Topic: Borrowing Basics & Paying for College & Cars – For Young Adults

7/20/2009
Dunbar Village
1715 Division Avenue
West Palm Beach, FL 33407 Map
Phone: 561-366-8572
Contact:  Aldric Marshall
Time: 11:00 – 1:00 pm
Topic:  Consumer Rights- The Fair Debt Collections Practices Act

7/22/2009
Associates of the Boca Raton Resort & Club
501 East Camino Real
Boca Raton, FL 33432 Map
Phone: 561-447-3089
Contact:  Shawn Klumpjan
Time: 9:00 – 11:00 am
           2:00  –  4:00 pm
Topic: Keys to Homeownership

7/23/2009
The Lord’s Place
1750 NE 4th Place
Boynton Beach, FL 33435 Map
561-736-7006
Contact: Jay Paster
Time 9:30-10:30
Topic: Fair Debt Collections

7/28/2009
Broward County Library
100 Andrews Avenue
Ft Lauderdale, FL 33301 Map
Phone: 954-357-7434
Contact: Helene Palmer
Time: 1:00 – 3:00 pm
Topic: Setting Financial Goals
             For High School Students and Beyond

7/29/2009
Kiwanis Club of Delray Beach Sunrise
Members & Guest
Delray Beach Golf Club
2200 Highland Avenue
Delray Beach, FL 33445 Map
Phone: 954-260-8838
Contact: Ezra Krieg
Time: 7:30 – 9:00 am

7/29/2009
Center for Independent Living Options
Gulfstream Goodwill Industries
1715 Tiffany Drive East
West Palm Beach, FL 33407 Map
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 11:00 – 12:00 pm
Topic: FDIC – Money Matters – Budgeting

8/5/2009
Center for Independent Living Options
Gulfstream Goodwill Industries
1715 Tiffany Drive East
West Palm Beach, FL 33407 Map
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 11:00 – 12:00 pm
Topic: FDIC – Money Matters – Budgeting

8/6/2009
The Lord’s Place
1750 NE 4th Place
Boynton Beach, FL 33435 Map
561-736-7006
Contact: Jay Paster
Time 9:30-10:30
Topic: Credit Scoring

8/8/2009
CCMS First Time Home Buyers Workshop/
Lake Worth Community Development Corporation
Osborne Community Center
1699 Wingfield Street
Lake Worth, FL 33460 Map
Phone:     561-454-5639
Contact:  Kathy Kiley
Time:       9:00 am – 3:00 pm

8/12/2009
Center for Independent Living Options
Gulfstream Goodwill Industries
1715 Tiffany Drive East
West Palm Beach, FL 33407 Map
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 11:00 – 12:00 pm
Topic: FDIC – Money Matters – Budgeting

8/12/2009
Life Improvement for Tomorrow, Inc.
200 NW 14th Street (Florence Fuller Child Development Center)
Boca Raton, FL 33432 Map
Phone: 877-868-7026
Contact: Mike Williams
Time: 6:00 – 9:00 pm
Topic: First Time Home Buyer Seminar

8/14/2009
Associates of the Boca Raton Resort & Club
501 East Camino Real
Boca Raton, FL 33432 Map
Phone: 561-454-5631
Contact:  Sandra Tagliavia
Time: 9:00 – 11:00 am
           2:00  –  4:00 pm
Topic: Building and Keeping Good Credit

8/19/2009
Center for Independent Living Options
Gulfstream Goodwill Industries
1715 Tiffany Drive East
West Palm Beach, FL 33407 Map
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 11:00 – 12:00 pm
Topic: FDIC – Money Matters – Budgeting

8/20/2009
The Lord’s Place
1750 NE 4th Place
Boynton Beach, FL 33435 Map
561-736-7006
Contact: Jay Paster
Time 9:30-10:30
Topic: Building Credit

8/25/2009
Florida Women’s Business Center
401 W. Atlantic Avenue, Suite 09
Delray Beach, FL 33444 Map
Phone: 561-265-3790 ext 111
Contact:  Jennifer Brin Kovach
Time:  6:00 – 7:30 pm
Topic:  Micro Business Basics – How to Build a Sound Financial BIZ Base

8/26/2009
Center for Independent Living Options
Gulfstream Goodwill Industries
1715 Tiffany Drive East
West Palm Beach, FL 33407 Map
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 11:00 – 12:00 pm
Topic: FDIC – Money Matters – Budgeting

9/2/2009
Center for Independent Living Options
Gulfstream Goodwill Industries
1715 Tiffany Drive East
West Palm Beach, FL 33407 Map
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 11:00 – 12:00 pm
Topic: FDIC – Money Matters – Budgeting

9/2/2009
Cason United Methodist Church
342 North Swinton Avenue
Delray Beach, FL 33444 Map
Phone:   561-276-5302
Contact: Rev. Linda Mobley, Pastor
Time:      6:30 – 7:30 pm
Topic:    Focus on Debt

9/3/2009
The Lord’s Place
1750 NE 4th Place
Boynton Beach, FL 33435 Map
561-736-7006
Contact: Jay Paster
Time 9:30-10:30
Topic: Credit Report Disputing

9/9/2009
Center for Independent Living Options
Gulfstream Goodwill Industries
1715 Tiffany Drive East
West Palm Beach, FL 33407 Map
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 11:00 – 12:00 pm
Topic: FDIC – Money Matters – Budgeting

9/9/2009
Cason United Methodist Church
342 North Swinton Avenue
Delray Beach, FL 33444 Map
Phone:   561-276-5302
Contact: Rev. Linda Mobley, Pastor
Time:      6:30 – 7:30 pm
Topic:    Basics of Credit

9/12/2009
CCMS First Time Home Buyers Workshop/
Lake Worth Community Development Corporation
Osborne Community Center
1699 Wingfield Street
Lake Worth, FL 33460 Map
Phone:     561-454-5639
Contact:  Kathy Kiley
Time:       9:00 am – 3:00 pm

9/16/2009
Center for Independent Living Options
Gulfstream Goodwill Industries
1715 Tiffany Drive East
West Palm Beach, FL 33407 Map
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 11:00 – 12:00 pm
Topic: FDIC – Money Matters – Budgeting

9/16/2009
Cason United Methodist Church
342 North Swinton Avenue
Delray Beach, FL 33444 Map
Phone:   561-276-5302
Contact: Rev. Linda Mobley, Pastor
Time:      6:30 – 7:30 pm
Topic:    Your Guide to Homeownership

9/23/2009
Center for Independent Living Options
Gulfstream Goodwill Industries
1715 Tiffany Drive East
West Palm Beach, FL 33407 Map
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 11:00 – 12:00 pm
Topic: FDIC – Money Matters – Budgeting

9/23/2009
Cason United Methodist Church
342 North Swinton Avenue
Delray Beach, FL 33444 Map
Phone:   561-276-5302
Contact: Rev. Linda Mobley, Pastor
Time:      6:30 – 7:30 pm
Topic:    ID Theft

9/30/2009
Center for Independent Living Options
Gulfstream Goodwill Industries
1715 Tiffany Drive East
West Palm Beach, FL 33407 Map
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 11:00 – 12:00 pm
Topic: FDIC – Money Matters – Budgeting

9/30/2009
Cason United Methodist Church
342 North Swinton Avenue
Delray Beach, FL 33444 Map
Phone:   561-276-5302
Contact: Rev. Linda Mobley, Pastor
Time:      6:30 – 7:30 pm
Topic:    FHA Reverse Mortgage

10/1/2009
National Association of Social Workers, Florida/Treasure Coast
New Horizons of the Treasure Coast
4500 W Midway Road
Ft Pierce, FL 34981 Map
Phone 561-926-2370
Contact: Bettyanne Hutton-Treasure Coast Unit Chair
Topic: Credit and Budgeting 3 hour workshop

10/10/2009
CCMS First Time Home Buyers Workshop/
Lake Worth Community Development Corporation
Osborne Community Center
1699 Wingfield Street
Lake Worth, FL 33460 Map
Phone:     561-454-5639
Contact:  Kathy Kiley
Time:       9:00 am – 3:00 pm

10/20/2009
Florida Women’s Business Center
401 W. Atlantic Avenue, Suite 09
Delray Beach, FL 33444 Map
Phone: 561-265-3790 ext 111
Contact:  Jennifer Brin Kovach
Time:  6:00 – 7:30 pm
Topic:  Resolving Debt Issues & Rebuilding Credit

11/142009
CCMS First Time Home Buyers Workshop/
Lake Worth Community Development Corporation
Osborne Community Center
1699 Wingfield Street
Lake Worth, FL 33460Map
Phone:     561-454-5639
Contact:  Kathy Kiley
Time:       9:00 am – 3:00 pm

11/17/2009
Florida Women’s Business Center
401 W. Atlantic Avenue, Suite 09
Delray Beach, FL 33444 Map
Phone: 561-265-3790 ext 111
Contact:  Jennifer Brin Kovach
Time:  6:00 – 7:30 pm
Topic:  Micro Business Basics – Building a Sound Financial Foundation

11/18/2009
Associates of the Boca Raton Resort & Club
501 East Camino Real        
Boca Raton, FL 33432 Map
Phone: 561-454-5631
Contact:  Sandra Tagliavia
Time: 9:00 – 11:00 am
           2:00  –  4:00 pm
Topic: ID Theft

12/5/2009
CCMS First Time Home Buyers Workshop/
Lake Worth Community Development Corporation
Osborne Community Center
1699 Wingfield Street
Lake Worth, FL 33460 Map
Phone:     561-454-5639
Contact:  Kathy Kiley
Time:       9:00 am – 3:00 pm


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Financial Literacy Seminar Topics

RightTrack - Consumer $ense (F/K/A Making Cents)

  • Organizing Your Financial Life - Tips on how to organize your finances in order to make better decisions about your money.
  • Budgeting and Savings - Understanding how to do a budget and the basics of savings.
  • Securing Financial Needs - Understanding the pieces of your financial puzzle.
  • About Checking Accounts - Principles of opening and maintaining a checking account.
  • Basics of Credit Cards - What a credit card can do for you.
  • Understanding Debt - Meaning and consequences of debt.
  • Wise Use of Credit - The convenience and the responsibility of having credit.
  • Your Guide To Home ownership - How to prepare to buy a home.
  • Your Guide To: Household Budgets, Credit Cards and Electronic Banking - Budgeting and planning tips, understanding what a credit card is and information on electronic banking and how it can work for your.
  • Psychology of Debt and Understanding Debt
  • Factors of Credit Scoring
  • How to Read and Understand your Credit Report
  • Resolving Debt Issues
  • Credit Do's and Don't's
  • How to Prevent Identity Theft

FDIC - Money Smart

  • Bank On It - An Introduction to bank services
  • Borrowing Basics - An introduction to credit
  • Check It Out - How to Choose and keep a checking account
  • Money Matters - How to keep track of your money
  • Pay Yourself First - Why you should save, save, save
  • Keep It Safe - Your rights as a consumer
  • To Your Credit - How your credit history will affect your credit future
  • Charge It Right - How to make a credit card work for you
  • Loan To Own - Know what you are borrowing before you buy
  • Your Own Home - What home ownership is all about

Fannie Mae

  • Knowing and Understanding your Credit - Required course for consumers receiving First Time Home Buyers' assistance
  • Opening the Door To A Home Of Your Own - Required course for consumers receiving down payment assistance

Money Wi$e

  • Building and Keeping Good Credit - What every consumer should know about how to build and keep good credit
  • Manage Your Money Wisely: Tracking Your Money - Tips on how to manage your finances.
  • Banking Basics: You Can Bank On It - Introduction to services offered by banks and credit unions.
  • Put Bad Credit Behind You: Improve Your Credit - Explains why having good credit is important, your rights, how to check your credit report and how to begin rebuilding your good credit.
  • Your Rights To a Financial Fresh Start - Bankruptcy - New rules for filing personal bankruptcy.
  • Talking to Teens ABout Money - Designed for parents to teach kids about money. Also good for older teens.
  • Make Your Money Work For You: Saving to Build Wealth - Explains the importance of saving, setting goals and ways to make your money grow faster.
  • Building a Sound Financial Foundation: Micro Business Basics - Basic concepts about the creation and financial management of a micro business.
  • Just Say No! to Senior Scams - Signs of Fraud and tips for avoiding scams.
  • Credit Cards: What You Need To Know - Explains how credit cards work and how the way you use credit cards can have an impact on your credit history.

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Who We Reach

We Present Seminars to the Following Organizations

  • Broward County Library (Ft Lauderdale, FL)
  • Broward School District / Parent-Teacher Association (Homestead, FL)
  • City of Boynton Beach., Employee Assistance Program (Boynton Beach, FL)
  • Dress for Success (Riviera Beach, FL)
  • Florida Business Women’s Center (Delray Beach, FL)
  • Florida Resource for Women and Children (Riviera Beach, FL)
  • Glades Correctional Facility (Belle Glade, FL)
  • Head Start of Palm Beach County (West Palm Beach, FL)
  • Home Education Loan Program (West Palm Beach, FL)
  • Jupiter Library (Jupiter, FL)
  • Lake Park Library (Lake Park, FL)
  • Life Skills Center (Delray Beach, FL)
  • Life Steps Foundation (Greenacres, FL)
  • New Community Development Group (Riviera Beach, FL)
  • Office Depot Corporation, National Headquarters (Delray Beach, Florida)
  • Palm Beach County Department of Community Services (West Palm Beach, FL)
  • Palm Beach County Sheriff’s Department (West Palm Beach, FL)
  • Palm Beach Library System (West Palm Beach, FL)
  • Pleasant City Redevelopment Center (West Palm Beach, FL)
  • West Palm Beach Housing Authority (West Palm Beach, FL)
  • Women in Distress (Ft Lauderdale, FL)
  • Women In Health (Delray Beach, FL)
  • Women’s Circle (Boynton Beach, FL)
  • YMCA (Palm Beaches) (West Palm Beach, FL)
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